NEW INDIA SHOP KEEPERS PROTECTION

New India Shopkeepers Insurance is a specially designed package policy that provides comprehensive protection for small shop owners against various business risks. It combines multiple insurance covers under a single policy to safeguard your shop, stock, furniture, money, employees, and business operations.

What is Covered?

✅ Shop Building Protection
✅ Stock & Inventory Cover
✅ Furniture, Fixtures & Fittings
✅ Burglary & Theft Protection
✅ Cash in Transit & Cash in Safe
✅ Plate Glass Cover
✅ Neon Sign / Glow Sign Cover
✅ Personal Accident Cover
✅ Employee Fidelity Guarantee
✅ Public Liability Cover
✅ Business Interruption Cover

Covered Risks

• Fire & Lightning
• Explosion
• Flood & Storm
• Earthquake
• Riot & Strike Damage
• Burglary & Housebreaking
• Theft
• Accidental Damage
• Cash Loss During Transit
• Employee Dishonesty
• Third-Party Liability Claims

Key Features

✔ Comprehensive Shop Protection
✔ Single Policy with Multiple Covers
✔ Protection for Stock & Business Assets
✔ Coverage for Cash Handling Risks
✔ Employee & Customer Liability Cover
✔ Personal Accident Benefits
✔ Business Continuity Support

Documents Required

📄 Aadhaar Card
📄 PAN Card
📄 Shop Address Proof
📄 GST Certificate (if applicable)
📄 Shop Registration Certificate
📄 Stock Details
📄 Property Details
📄 Previous Policy Copy (for Renewal)
📄 Photographs of Shop (if required)

Claim Process

1. Inform the insurer immediately after the incident.
2. Take steps to prevent further loss or damage.
3. Submit claim form with supporting documents.
4. Surveyor inspection will be arranged if required.
5. Submit invoices, stock records, repair estimates, and loss details.
6. Claim assessment and settlement after verification.