NEW INDIA BHARATH SOOKSHUMA UDYAM

 New India Bharath Sookshma Udyam is a specially designed insurance policy that provides comprehensive protection for small businesses and enterprises against a wide range of risks. Whether you own a shop, office, warehouse, service center, or small manufacturing unit, this policy helps safeguard your business assets and financial stability from unforeseen events.

The policy covers loss or damage to buildings, plant and machinery, stock, furniture, fixtures, and other business contents caused by fire, lightning, explosion, storm, cyclone, flood, earthquake, riot, strike, and other covered perils. By offering financial support during unexpected situations, it helps businesses recover quickly and continue operations with minimal disruption.

Bharath Sookshma Udyam Suraksha is ideal for enterprises with insurable assets of up to ₹5 Crore. It offers simple coverage terms, affordable premiums, and a hassle-free claims process, making it an excellent choice for small business owners seeking reliable protection. With comprehensive coverage and peace of mind, this policy ensures that your hard-earned business remains secure against unforeseen losses and risks.

Key Features

✔ Coverage for Building
✔ Coverage for Plant & Machinery
✔ Coverage for Stock & Inventory
✔ Protection against Fire & Allied Perils
✔ Affordable Premiums
✔ Easy Claim Process

What is Covered?

• Fire
• Lightning
• Explosion
• Storm, Cyclone & Flood
• Earthquake
• Riot & Strike
• Impact Damage
• Burglary (if opted)

Documents Required

📄 Aadhaar Card
📄 PAN Card
📄 Business Registration Proof
📄 Address Proof
📄 Previous Policy Copy (if any)
📄 Property/Business Photographs

Steps to File a Claim

1. Notify the Insurance Company immediately after the incident.
2. Take Necessary Safety Measures to prevent further loss or damage.
3. Collect Supporting Documents such as photographs, invoices, and incident reports.
4. Submit the Claim Form with all required details and documents.
5. Survey and Assessment by the appointed surveyor, if applicable.
6. Claim Verification and Approval by the insurer.
7. Claim Settlement as per policy terms and conditions.