New India Householders Insurance

New India Householders Insurance provides comprehensive protection for your home and household contents against fire, burglary, theft, natural calamities, accidental damage, and other unforeseen risks. The policy helps safeguard your building structure, furniture, appliances, valuables, and personal belongings, ensuring financial security and peace of mind for homeowners and tenants.

What is Covered?

✅ Building Structure
✅ Household Contents
✅ Furniture & Fixtures
✅ Electrical & Domestic Appliances
✅ Jewellery & Valuables
✅ Personal Accident Cover
✅ Public Liability Cover
✅ Baggage Insurance
✅ Burglary & Theft Protection

Covered Risks

• Fire & Lightning
• Explosion
• Earthquake
• Flood & Inundation
• Storm, Cyclone & Typhoon
• Riot, Strike & Malicious Damage
• Burglary & Housebreaking
• Theft & Larceny
• Impact Damage
• Accidental Damage to Appliances

Key Features

✔ Comprehensive Home Protection
✔ Coverage for Building & Contents
✔ Jewellery & Valuable Item Cover
✔ Personal Accident Benefits
✔ Public Liability Protection
✔ Optional Add-On Covers
✔ Affordable Premiums

Documents Required

📄 Aadhaar Card
📄 PAN Card
📄 Address Proof
📄 Property Details
📄 Property Ownership/Rent Agreement
📄 Previous Policy Copy (for Renewal)
📄 Photographs of Property (if required)
📄 Valuation Details for High-Value Items

Claim Process

1. Inform the insurer immediately after the incident.
2. Register the claim through branch office or online claim portal.
3. Submit claim form and supporting documents.
4. Surveyor inspection will be arranged if required.
5. Provide repair estimates, bills, or loss details.
6. Claim will be assessed and settled after verification