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New India Asha Kiran Policy
Overview
Health insurance policy specially designed for families with girl children only.
Maximum of two dependent daughters can be covered.
Available Sum Insured:
- ₹2 Lakhs
- ₹3 Lakhs
- ₹5 Lakhs
- ₹8 Lakhs
Key Benefits
- 50% premium discount for girl children
- Critical care benefit available
- Personal accident cover up to 100% of sum insured
- Room rent and ICU charges covered
- Hospital cash benefit
- Ambulance expense coverage
- Cataract treatment coverage
- AYUSH treatment coverage
- Ayurveda
- Homeopathy
- Unani
Waiting Period
- Pre-existing diseases: 48 months
- Specified diseases: 24 months
Personal Accident Coverage
Coverage available for:
- Accidental death
- Permanent total disability
- Loss of limbs or eyesight
- Partial disability
Compensation varies based on:
- Proposer
- Spouse
- Sum insured selected
Claim Process
Step 1
Inform TPA/insurance company about hospitalization
Step 2
Submit claim documents after discharge
Required Documents
- Hospital bills
- Discharge summary
- Medicine bills
- Test reports
- Doctor/surgeon certificates
- Claim form
Additional Conditions
- Original bills are required
- Post-hospitalization claims allowed within specified period
- Additional documents may be requested
- Claims processed as per policy terms and limits