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New India Bharat Griha Raksha
New India Bharat Griha Raksha is a comprehensive home insurance policy designed to protect your house and household belongings against unexpected events. Whether you own an independent house, apartment, or residential property, this policy provides financial protection for both the building structure and its contents. It covers losses arising from fire, lightning, explosion, storm, cyclone, flood, earthquake, landslide, and other insured perils, helping you recover from unforeseen damages with confidence.
The policy not only safeguards the physical structure of your home but also protects valuable household contents such as furniture, appliances, electronics, and personal belongings. Additional optional covers are available for valuable items like jewellery, artworks, and silverware, ensuring enhanced protection for your most treasured possessions.
With comprehensive coverage, flexible sum insured options, and reliable claim support, Bharat Griha Raksha offers peace of mind by helping homeowners secure their property and belongings against a wide range of risks. It is an ideal solution for individuals seeking dependable protection for their home and family assets.
How to Claim Bharat Griha Raksha Insurance
In the event of damage or loss to your insured property, notify the insurance company as soon as possible and take reasonable steps to prevent further damage. Keep all relevant documents, photographs, and evidence of the loss for claim assessment.
After reporting the incident, a surveyor may be appointed to inspect the property and assess the extent of the damage. Submit the required claim form along with supporting documents such as identity proof, policy copy, photographs of the damaged property, repair estimates, invoices, or any other documents requested by the insurer.
Once the claim is verified and approved, the insurer will process the settlement according to the policy terms and conditions. Timely reporting and proper documentation help ensure a smooth and faster claim settlement process.
Simple Claim Process
1. Report the Loss
Inform the insurer immediately after the incident.
2. Submit Documents
Provide the claim form, policy details, photographs, and supporting documents.
3. Survey & Assessment
The insurer’s surveyor evaluates the loss or damage.
4. Claim Approval
The claim is reviewed based on policy coverage.
5. Settlement
Approved claim amount is paid as per policy terms.