New India Arogya Pragati Plus (Top-Up Reinvented)
Arogya Pragati Plus is a top-up health insurance policy that provides additional coverage after medical expenses cross a selected threshold limit. It helps increase health coverage at a lower premium.
Key Features
Available as Individual or Floater policy Covers up to 6 family members Entry Age:
- Proposer: 18–65 years
- Dependents: 3 months–65 years
Sum Insured
- Threshold: ₹5 lakh to ₹50 lakh
- Coverage: ₹1 lakh to ₹50 lakh (depending on threshold chosen)
Plans Available
Gold Plan
- Pre-hospitalization: 30 days
- Post-hospitalization: 60 days
- Cataract: Up to ₹50,000 per eye
- Road Ambulance: Covered
Platinum Plan
- Single AC Room
- ICU at actual expenses
- Pre-hospitalization: 60 days
- Post-hospitalization: 90 days
- Cataract: Up to ₹1 lakh per eye
- Air Ambulance Cover
- Consumables Cover Included
Optional Benefits
Critical Care Benefit Personal Accident Cover AYUSH Treatment Coverage Medical Second Opinion Benefit
Discounts
- Floater Discount: Up to 15%
- Loyalty Discount: 5% for eligible New India health policy holder