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Standalone Compulsory Personal Accident cover under Motor Insurance w.e.f. 1st January 2012 is provided to the owner-driver while driving the vehicle, including while mounting into, dismounting from, or travelling in the vehicle as a co-driver. The sum insured of the policy is INR 15,00,000/- and the policy duration is one year. The coverage under the Standalone CPA policy is as per GR 36A of the Indian Motor Tariff 2002 as stipulated below:-
- Death (100%).
- Loss of two limbs or loss of sight of two eyes or one limb and sight of one eye (100%).
- Loss of one limb or sight of one eye (50%).
- Permanent Total Disablement from injuries other than above (100%).
- Coverage under Standalone CPA will extend to all vehicles owned by the owner-driver under the same policy.
| S.No | Name of Product | UIN Number of Product |
|---|---|---|
| 1 | Compulsory Personal Accident (Owner-Driver) under Motor Insurance Policies | IRDAN190RP0058V02201819 |