Private Car

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Private Car

Protect your vehicle with comprehensive coverage designed for cars on public roads. As per the Motor Vehicles Act, having motor insurance is mandatory for every vehicle owner.

Policy Types

Liability Only Policy

  • Covers third-party injury, death, and damage
  • Includes Personal Accident cover for owner-driver
  • Cover legal liability to paid driver

Package Policy

  • Includes all Liability Policy benefits
  • Covers loss or damage to your insured vehicle

Key Benefits
✔ Third-party liability protection
✔ Vehicle damage coverage
✔ Personal accident cover
✔ Optional add-on covers
✔ No Claim Bonus (20%–50%) on renewal

Add-on Covers

  • Accessories protection (music systems, AC, etc.)
  • Passenger accident cover
  • Paid driver cover
  • Employee legal liability cover

Who Can Apply?
Any vehicle owner with a vehicle registered in their name in India.

Insured Declared Value (IDV)
IDV is the current market value of your vehicle after depreciation and acts as the sum insured under the policy.

How to Claim?

In case of an incident, follow these simple steps:

Accident Damage

  1. Inform us immedietaly
  2. Submit claim form, RC copy, driving license, and repair estimate
  3. Vehicle inspection will be arranged by the surveyor
  4. Submit final repair bills and required documents

Vehicle Theft

  1. Lodge an FIR with the police immediately
  2. Inform the insurance company and submit FIR copy
  3. Submit Final Police Report once received
  4. Cooperate with investigation and submit required documents

Liability Claims

          1.Lodge a complaint/FIR at the nearest police station immediately.
          2,Inform the insurance company without delay.
          3. Submit the claim form, RC Book, Driving Licence, and FIR copy.
          4 Forward any court notices, legal notices, or summons received.